Arab Bank Group reported a net income of $271 million for the first quarter of 2025, up 7% from $252.8 million in the same period last year, according to a company statement released Sunday.
Total assets grew 6% year-on-year to $72.7 billion. Loans rose 5% to $39.1 billion, while customer deposits increased 7% to $53.2 billion. The bank reported a total equity of $12.1 billion and maintained a capital adequacy ratio of 17.2%.
Revenues for the quarter grew 4%, driven by lending and deposit growth across core markets. The bank’s loan-to-deposit ratio stood at 74%, with credit provisions exceeding 100% of non-performing loans.
Chairman Sabih Masri said the group’s performance reflects its geographic diversification and conservative risk profile, particularly in the GCC. CEO Randa Sadik cited the strength of the bank’s balance sheet and digital investments as key contributors to consistent earnings.
Arab Bank, which operates in over 30 countries, has recently undergone a rebranding effort and is accelerating its digital services rollout across key MENA markets. The bank is focusing on long-term shareholder returns while expanding services in retail, corporate, and investment banking.
As of the end of Q1, Arab Bank’s capital base remained primarily composed of common equity, with liquidity and asset quality metrics within target ranges. The group continues to pursue digital transformation initiatives, including product automation and service integration, to streamline operations and improve customer access.
