Commercial Bank International (CBI) reported a 134% year-on-year increase in operating profit for the first half of 2025, reaching Dh158 million, driven in part by gains from non-core asset disposals.
Pre-tax net profit rose 4% to Dh93 million, up from Dh90 million in the same period last year. For the second quarter, the bank reported a pre-tax net profit of Dh48 million.
Net loans and advances grew 3% to Dh12.9 billion as of June 2025, from Dh12.5 billion a year earlier. Customer deposits increased 7% to Dh15.2 billion, improving the current and savings account (CASA) ratio by six percentage points year-on-year.
The capital adequacy ratio stood at 17.6% in June 2025, up from 15.3% a year earlier, supported by a stronger equity position.
CBI has been executing a multi-year strategic transformation plan to enhance operational resilience and optimise capital deployment.
“The numbers reflect the strength of the customer relationships we are building across the UAE,” said CEO Ali Sultan Rakkad Al Amri. “We will continue to build with agility, innovation and value-led partnerships.”
The UAE banking sector has remained broadly stable despite tighter global liquidity, with most domestic lenders reporting stronger deposit inflows and improved funding structures in the first half of the year. CBI’s CASA growth follows similar trends seen at larger peers such as Emirates NBD and ADCB.
