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Hasan Jaber: What a Transfer Can Change  

UAE remittances power families worldwide, delivering fast, secure cross-border support when education, homes and futures depend on it writes Hasan Jaber, Deputy CEO of Al Fardan Exchange and CEO of AlfaNow 

Hasan Jaber, Deputy CEO of Al Fardan Exchange and CEO of AlfaNow 
Hasan Jaber, Deputy CEO of Al Fardan Exchange and CEO of AlfaNow 

In May 2025, a teacher in Abu Dhabi needed to send money to her parents in the Philippines to help them buy a new home. 

Months later, a delivery driver in Dubai received good news: his son had been admitted to one of India’s most prestigious universities. The father had to urgently transfer money for his son’s tuition so his son could build a better future. 

That’s two transfers and two lives that were changed. These cross-border remittances didn’t just move money. They helped a daughter fulfil her parents’ lifelong dream and enabled a son to take the next step toward his future. 

These are both fictional scenarios. But the truth is, stories like these happen every day. 

More Than Money 

Our world has just under 200 countries, over 200 nationalities, and approximately 8B people. And while geography and culture can often be among some of the common dividers of our society, the power of care for one another is what unites us. 

One of the most powerful ways to extend our support is by moving money across borders to friends, family, and loved ones abroad. 

As Helen Keller once said, “Alone we can do so little, together we can do so much.” 

Remittances embody this idea. Someone sends money to loved ones in one country, and someone else waits, hopeful, in another. 

Built Abroad & Sent Back Home 

Movement between countries has become a part of daily life.

Families and communities are now split across countries as they adapt to new cultures, places, and routines, yet we still rely on one another for our financial needs. 

In fact, the UAE houses roughly 10M expats, and cross-border remittances enable many families here to support their relatives overseas. Each transfer bridges distances by covering tuition fees, bills, household support, and urgent expenses, strengthening relationships, no matter the hour or day. 

Which raises the question: How do these transfers reach families so quickly when it matters most? 

The Speed of Being There 

Technology has given us an invaluable gift. The gift of being present for each other in ways that extend far beyond physical proximity. For cross-border transfers to truly serve us, factors such as speed, trust, and convenience are essential. 

It’s not just about money. It’s about timing, reliability and the comfort of knowing that when you send money, your family will receive it securely. 

Advanced technology, combined with the responsible use of AI, makes this possible. Robust digital infrastructure ensures funds are delivered reliably and promptly. And in today’s world, this is more important than ever. 

When Support Can’t Wait 

In times of uncertainty and sensitivity, access to immediate financial support becomes essential. Families, individuals, and businesses rely on the ability to move money efficiently, ensuring that everyday needs and long-term plans continue seamlessly. 

Historically, remittances have remained a consistent and reliable source of support across the world. Following the global financial cycle of 2008–2009, remittance flows to developing countries reached $325B by the end of 2010, reflecting the continued commitment of individuals to support their families across borders. 

Similarly, in 2020, despite the Covid-19 pandemic, global remittances reached approximately $540B, demonstrating the strength and consistency of families’ ability to stay connected and support one another. 

Today, while we navigate geopolitical uncertainties, households across the UAE and beyond continue to rely on remittances as an essential part of their financial ecosystem. Supported by the country’s strong foundations and forward-looking leadership, the UAE continues to demonstrate stability and resilience. 

In February 2026, Pakistan received $696M in remittances from the UAE, its largest single-country inflow, highlighting the strength of the corridor. This is a testament to workers’ commitment to supporting their families abroad and to the stability of the UAE. 

Building Lifelines Together 

Amid an evolving global environment, families continue to rely on their transfers. Remittances are, in many ways, lifelines. They help families plan, support, and maintain stability in their everyday lives. 

Remittances don’t just support households. They sustain communities. And most importantly, they embody something our world needs more of today than ever before: care. 


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