The UAE General Pension and Social Security Authority (GPSSA) has launched the second phase of its initiative to allow insured individuals to merge their service periods.
This programme, which began on November 5, 2025, is designed to provide greater flexibility and access for users wishing to consolidate their employment history under a 10-year payment plan.
This development follows the first phase of the initiative introduced in September 2025. The earlier phase extended opportunities for individuals with existing merging service requests, allowing them a longer timeframe to adjust their payment plans. Now, the second phase open to all eligible participants, allows them more time to pay their instalments and requires that this is at least a quarter of the contribution salary.
Merging service periods essentially means combining different periods of employment into a contiguous record for pension calculations. This programme is not only about logging work history, but also about enhancing retirement benefits by increasing the years of service counted towards pension qualification. This feature is particularly beneficial for individuals who have worked for various employers covered under the UAE pension laws.
The shift to a 10-year plan is noteworthy for its ability to make pension payments more manageable. Previously, payments could become a financial burden due to shorter timescales. Now, with the extended timeline, the programme promotes long-term financial security and allows for smoother transition periods between jobs, reducing the impact of financial planning for retirement.
The Ma’ashi digital platform facilitates the application process, aiming to provide user-friendly access to GPSSA services. To apply, users are advised to study the service card and guidance manual, after which they are guided to use their UAE Pass for registration and submit the required documents.
