Posted inBanking & Insurance

Emirates NBD to Acquire Retail Banking Arm of HSBC Egypt

Emirates NBD is set to acquire HSBC Egypt’s retail banking business, expanding its presence in Egypt and supporting global growth.

Emirates NBD to Acquire Retail Banking Arm of HSBC Egypt
Emirates NBD to Acquire Retail Banking Arm of HSBC Egypt

Emirates NBD Egypt, the Egyptian arm of Dubai’s largest bank by assets, is set to acquire the retail banking operations of HSBC Bank Egypt, an indirect subsidiary of HSBC Holdings.

This strategic move is part of Emirates NBD’s broader global expansion plan, although specific financial details of the transaction were not disclosed as it awaits regulatory approvals.

Acquisition in Focus

The acquisition will see Emirates NBD Egypt take over HSBC Egypt’s retail banking portfolio, including its branch and ATM network, customer base and relevant personnel.

This development is projected to enhance Emirates NBD Egypt’s market share within the North African banking sector.

The vice chairman and managing director of Emirates NBD highlighted that the investment signifies the bank’s sustained confidence in the Egyptian market and its promising long-term growth potential.

Over the past six months, Emirates NBD reported a net profit increase of 3% YoY, totalling AED 12.9B ($3.5B), demonstrating its robust performance in the region.

Earlier Acquisition in RBL Bank

The acquisition of HSBC’s retail business follows Emirates NBD’s earlier completion of a $2.8B transaction for a majority stake in RBL Bank, an Indian private bank.

Recent reports also indicated that the bank submitted updated bids to acquire a majority stake in India’s IDBI Bank.

Shares of Emirates NBD, listed on the Dubai Financial Market, experienced a slight decline of 0.6%, closing at AED 30.20 on Friday. However, the share price has seen an overall increase of more than 8% since the beginning of the year.

Emirates NBD has a diverse presence outside the UAE, operating across several countries, including Egypt, India, Turkey, Saudi Arabia, Singapore, and the UK, among others.


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