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Dukhan Bank H1 profit climbs 3.5% to $222.88 million in H1 2025

Dukhan Bank highlighted strategic income growth and asset base expansion to QR118.3 billion

Credit: Qatar News Agency

Dukhan Bank has reported notable financial achievements in the first half of 2025, with a 3.5% growth in net profit, reaching QR811.3 million, closely tied to a 6.2% rise in net banking income.

Earnings per share have also improved, increasing by 3.5% from QR0.144 to QR0.149. This reflects the bank’s strategic focus on diversifying its revenue streams while strengthening non-profit income sources, crucial elements in maintaining growth despite challenging financial climates.

As of June 2025, Dukhan Bank has achieved its highest-ever total asset base, a solid QR118.3 billion, of which financial assets accounted for QR23.2 billion.

In line with a sustainable growth strategy, the bank has expanded its financing portfolio to QR85.8 billion, marking a 3.8% increase compared to the previous year.

The bank’s management of credit risk has been noteworthy, with an improving non-performing loan ratio, now standing at 4.5%, better than the figures reported both in June and December of 2024.

On the funding front, Dukhan Bank has leveraged long-term relationships and maintained a well-structured maturity profile. This approach ensures a strong liquidity position, evidenced by a regulatory loan-to-deposit ratio of 100%, comfortably supporting the bank’s day-to-day and strategic operations.

The bank’s equity stands at a formidable QR15.2 billion, with a Capital Adequacy Ratio of 18.3%. This measure not only signifies compliance with regional regulatory requirements but also delivers a solid foundation for future expansion plans.

Dukhan Bank’s board also confirmed it would disburse interim dividends after obtaining regulatory approvals.