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In video: What you need to know before leaving your job in the UAE

Experts say it’s time to treat gratuity as part of a broader financial strategy, not just a bonus.

Gratuity in the UAE is undergoing a major shift. Traditionally paid as a lump sum based on years of service and basic salary, end-of-service benefits are now shifting towards investment-based savings plans, such as DIFC’s DEWS. These schemes involve monthly employer contributions invested in your name, offering growth potential, but also market risk. Under UAE law, employees with over a year of service are entitled to 21 days’ pay per year for the first five years and 30 days thereafter, capped at two years’ salary. However, the amount may vary if you resign early or are dismissed. Experts say it’s time to treat gratuity as part of a broader financial strategy, not just a bonus.