CUSP Wealth, the first AI-powered investment platform in the UAE to receive an official Shariah certification (Fatwa), is helping individuals navigate the world of halal investing with clarity and confidence.
Browse through the Shariah-compliant portfolios on CUSP Wealth offering returns of 15.31%, (returns are comparable, if not higher than the S&P 500 Index) or 1,300+ halal stocks and ETFs.
Why Now?
Islamic finance isn’t new.
But the infrastructure around it has never been stronger or more accessible. Certified Shariah scholars now sit on the boards of major financial platforms. Screening technology has made it possible to verify compliance at the individual stock level, in real time. And with global Islamic finance assets surpassing $5 trillion, the ecosystem has depth that simply didn’t exist a generation ago.
A Practical Guide for the Modern Halal investor:
1. Understand what you’re screening for. Halal investing means avoiding industries such as alcohol, tobacco, conventional banking, and gambling. Knowing your exclusions upfront makes portfolio building far more straightforward.
2. Look beyond stocks. Sukuk (Islamic bonds), real estate, and ethical equity funds are all viable Shariah-compliant vehicles worth exploring, depending on your risk appetite and goals.
3. Seek verified Shariah compliance. Not all “halal” labels are equal. Work with advisors or platforms that engage certified Shariah scholars for independent oversight.
“Verified Shariah screening is essential to ensure that investments are not only labelled halal but are independently assessed against recognised Shariah standards with transparency and consistency. Shariah screening frameworks are also critical to maintaining investor confidence and ensuring compliance across modern financial markets,” said Sharafie Mohd Daud, CEO & Director – Amanie Advisors Ltd.
4. Start with your goals, not the products. Whether you’re saving for retirement, a home, or to build passive income, your financial goals should drive your strategy – halal investing is the framework, not the destination.
“Halal investing is no longer a niche – it’s a growing movement of investors who refuse to separate their faith from their financial ambitions,” said Ramesh Murthy, Senior Executive Officer at CUSP Wealth. “Our role is to make that journey as clear and empowering as possible. The infrastructure is built. The scholars are involved. And users are joining”
Important Note
Islamic financial services are offered in accordance with Islamic principles and have been structured under the firm’s DFSA-issued Islamic Endorsement.
Cusp Wealth Ltd is regulated by the DFSA with a Category 4 license and the DFSA’s endorsement to serve Retail Clients under license number 10863 and reference number F011420. Not available or promoted outside the DIFC. T&Cs apply.
Disclaimer: Historical back-tested data is based on simulated portfolio performance using historical price data for equities included in the strategy from Dec 2023 to Dec 2025 through raw data sourced from Yfinance information, which was analysed and calculated by the CUSP Wealth team. Back-tested results are hypothetical and do not represent actual trading. Past performance, whether actual or simulated, is not indicative of future results. Investing involves risk. Higher-risk portfolios may experience volatility and capital loss. Further details regarding methodology, assumptions, and data sources are available upon request.
