The National Bank of Egypt (NBE) has announced its financial results for the first half of 2025, revealing a substantial increase in profits. The bank’s net profits climbed to EGP 93.52 billion in June 2025, up from EGP 70.36 billion for the same period the previous year. This increase signifies the bank’s effective management and strategic expansion in a volatile economic landscape.
Key to this impressive performance was the considerable growth in net interest income, which rose from EGP 125.31 billion to EGP 175.12 billion in June 2025. This increase is attributed to the bank’s strategic focus on enhancing its lending operations and optimising interest margins. Further strengthening its income stream, the bank’s net income from fees and commissions jumped to EGP 15.83 billion, compared to EGP 11.26 billion over the same period last year.
The National Bank of Egypt’s total assets expanded significantly, growing from EGP 8.137 trillion in 2024 to EGP 8.702 trillion in 2025. This growth was driven by an expansion in its lending and credit facilities portfolio, which saw an increase from EGP 3.822 trillion to EGP 4.2 trillion. The bank’s robust strategies in credit facilities have clearly paid off, reinforcing its status as a leader in the banking sector.
Customer deposits saw a notable uptick as well. Individual deposits surged to EGP 3.733 trillion, up from EGP 3.298 trillion the previous year. Meanwhile, corporate deposits rose marginally from EGP 1.663 trillion in 2024 to EGP 1.716 trillion in 2025.
Shareholders’ equity has also seen a boost, climbing from EGP 533.66 billion to EGP 624.51 billion.
In the retail banking sector, NBE expanded its lending portfolio from EGP 356.91 billion to EGP 404.94 billion, with personal loans making the bulk of this, growing from EGP 295.87 billion to EGP 343.18 billion. The bank has seen moderate growth in its mortgage finance and credit card balances as well, highlighting its diversified approach to retail banking services.
