Posted inBanking & Insurance

Mashreq Set to Issue USD 5.5 Year AT1

Mashreq set to benchmark dollar AT1 bond, strengthening cashflow amid geopolitical headwinds as international investors signal confidence in GCC capital markets.

Mashreq’s Group Chief Executive Officer, Ahmed Abdelaal
Mashreq’s Group Chief Executive Officer, Ahmed Abdelaal

Dubai-based lender Mashreq bank, which holds an A3 (Stable) rating from Moody’s and an A (Stable) rating from both S&P and Fitch, is in the process of marketing a dollar-denominated benchmark-sized perpetual non-call 5.5-year Additional Tier 1 (AT1) bond.

Institutional Participation

A consortium of financial institutions, including Abu Dhabi Commercial Bank, BBVA, Barclays, Bank of America, Credit Agricole, Emirates NBD Capital, First Abu Dhabi Bank, Mashreq, and Standard Chartered, has been appointed as joint lead managers for the Regulation S issuance.

The fixed investor calls for this transaction are set to commence on 29 June.

The AT1 bonds are expected to be listed on the Global Exchange Market of Euronext Dublin, providing enhanced visibility and liquidity for investors.

Two Bonds, Two Macroeconomic Contexts

In February, Mashreq successfully raised $500M through a similar perpetual non-call 5.5-year AT1 issuance, priced at 6.25%.

Commenting on the issuance before the Iran war, Ahmed Abdelaal, Group CEO, Mashreq reiterated “the depth of investor confidence in Mashreq’s credit profile, strategy, and long-term growth prospects” underlining the deal’s “significant oversubscription despite market volatility.”

The issuance went ahead, taking advantage of favourable market conditions, whilst the upcoming issuance is set against prolonged market volatility from the Iran war.

However any issuance on public markets for international investors is a welcome sign of investor confidence in GCC capital markets yet the yield value will highlight the perceived risk premium of lending in the current market.

Bond Yields

Therefore, the yield value of the upcoming AT1 issuance will be a litmus test for financial markets as international investors price-in any risk premium in capital markets because of the ongoing geopolitical headwinds.


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